NAIVETY
For
the past 13 years I’ve been working in the financial services industry in
Melbourne, Australia, with emphasis on residential property investment advice
to investors. During this time, I’ve seen a succession of property cowboys and
dodgy characters make a killing at the expense of some members of the
unsuspecting public. There’s no doubt these property rip-off merchants were
culpable in lying, misleading and over-promising and subsequently a few of them
have paid the price when the ponderous processes of the law finally caught up
with them. But are the people they conned truly innocent victims who have been
ripped off mercilessly by despicable characters? Or should the ‘victims’ have
taken more care and responsibility for their choices and decisions?
You’ve
got to wonder why people are continually sucked in by the merchants of
get-rich-quick property investment schemes. They rarely become overnight
millionaires, as some property “experts” claim they will, but regrettably many
of them get caught with poor investments that end up either not performing very
well, or sometimes costing the investor a packet.
Some would-be property investors are, no
doubt, driven by greed and get swept up in the euphoria of the possibility of
making a quick speculative killing. Many others, I suspect, are naïve people,
who are ready to believe just about anything they’re told, even if the evidence
presented is slight, or downright suspect.
Having a naïve attitude about anything,
including investing, can cause us as many problems as any other personal
shortcoming we might have.
I believe that naivety on a personal level,
is rampant in our supposedly hard-nosed and cynical society. Why is this so?
Having chosen to be rather naïve for much of
my life, I can talk from first-hand experience and I’d guess my motivation for
being naïve would be pretty much the same as other people.
At one level, I used to justify my naivety
behind a smokescreen of self-righteousness. “I trust people” or “I only look
for the good in people”, and then blame them, “How could they do this to me?”
as, yet again, I was taken advantage of, misled or conned. However, I now know
this wasn’t the full story.
The truth of the matter was that I was only
seeing what I wanted to see. I chose to be taken advantage of, misled or conned
simply because I wanted a particular result or outcome more badly than I was
prepared to look at things with discernment or take the trouble of objectively
weighing the pros and cons.
Of course, it always seems easy to blame
others for the results of our own choices if they turn out to be unfavourable.
And while this may make us feel a little better about things immediately after
the event, it is, at best, a short-term palliative. At a deeper level, I believe
we really do know that our choice to adopt a ‘Mr. Magoo’ attitude, is really
the cause of the problem and our denial is yet another blow to our self
confidence and self-respect.
What to do? First, I suggest we should look
honestly at the part we played in making choices that lead to disasters.
Blaming someone else is taking us nowhere. Entertain the possibility that our
own naivety has tipped us into the mire. No one else is to blame, we are
responsible!
Once we have the courage to take responsibility
for all of our choices, we trigger an awareness within our minds that
automatically assists us in exercising discernment about what we take on board.
Whether it be spin from - so-called property ‘experts’; politicians; the media
in general; or ‘gurus’ of any kind.
Taking responsibility for all of our
decisions and choices is liberating, not limiting. There’s no further need to
give our power away to people we blame. We are no longer their victims. This is
self-empowering.
"The truth of the matter was that I was only seeing what I wanted to see. I chose to be taken advantage of, misled or conned simply because I wanted a particular result or outcome more badly than I was prepared to look at things with discernment ..."
ReplyDeleteA true insight.